Terms of Service

Last Updated: June 12, 2024

Welcome to Health Shield Advisors! These Terms of Service ("Terms") govern your use of our website located at https://www.healthshieldadvisors.com/ ("Website") and the services provided by Health Shield Advisors ("we," "us," or "our").

By accessing or using our Website, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please do not use our Website.

1. Use of the Website

1.1 Eligibility: You must be at least 18 years old to use our Website.

1.2 User Account: You may need to create an account to access certain features of our Website. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

1.3 Prohibited Activities: You agree not to:

  • Violate any applicable laws or regulations.
  • Use our Website for any unlawful or fraudulent purposes.
  • Interfere with or disrupt the operation of our Website.
  • Transmit any viruses or other harmful code.
  • Collect or store personal information of other users without their consent.

2. Intellectual Property

2.1 Ownership: All content on our Website, including text, graphics, logos, images, and software, is the property of Health Shield Advisors or its licensors and is protected by intellectual property laws.

2.2 Limited License: You are granted a limited, non-exclusive, non-transferable license to access and use our Website for personal, non-commercial purposes. This license does not include the right to:

  • Modify or copy any content from our Website.
  • Use any content from our Website for commercial purposes.
  • Use any data mining, robots, or similar data gathering and extraction tools.

3. Privacy Policy

Our Privacy Policy describes how we collect, use, and protect your personal information. By using our Website, you consent to the collection and use of your information as described in our Privacy Policy.

4. Disclaimers

4.1 No Warranty: Our Website is provided on an "as is" and "as available" basis. We do not warrant that our Website will be uninterrupted or error-free, and we disclaim all warranties, express or implied, including the warranties of merchantability, fitness for a particular purpose, and non-infringement.

4.2 Health Information: Any health-related information provided on our Website is for informational purposes only and should not be construed as medical advice. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition.

5. Limitation of Liability

To the fullest extent permitted by law, Health Shield Advisors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:

  • Your use of or inability to use our Website.
  • Any unauthorized access to or use of our servers and/or any personal information stored therein.
  • Any interruption or cessation of transmission to or from our Website.
  • Any bugs, viruses, trojan horses, or the like that may be transmitted to or through our Website by any third party.

6. Indemnification

You agree to indemnify, defend, and hold harmless Health Shield Advisors, its officers, directors, employees, and agents, from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorney's fees, arising out of or in any way connected with your use of our Website or violation of these Terms.

7. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States of America, without regard to its conflict of law principles.

8. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. Your continued use of our Website after any such changes constitutes your acceptance of the new Terms.

9. Contact Us

If you have any questions about these Terms, please contact us at [contact@healthshieldadvisors.com].

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